Product Description
Leads Digital Credit Scoring Engine is an AI-driven platform that evaluates the creditworthiness of individuals and businesses with speed and precision. It aggregates data from financial records, digital footprints, and alternative data sources to generate accurate credit scores. Designed for lenders, fintechs, and NBFCs, the system enables smarter lending decisions, reduces default risk, and promotes financial inclusion through automated, data-backed insights.
Features
- Real-time credit score generation
- AI and machine learning–based risk analysis
- Multi-source data integration (banking, utility, social, etc.)
- Customizable scoring parameters
- Automated decision-making and loan recommendations
- Fraud detection and data validation
- Secure cloud-based dashboard and API access
Tech Stacks
Built using Python and Node.js for backend analytics, React for user interface, and TensorFlow for predictive modeling. Data storage uses PostgreSQL and MongoDB, while AWS ensures scalable and secure cloud deployment. APIs enable seamless integration with financial systems, CRMs, and third-party verification services.
Industrial Orientation
The Credit Scoring Engine serves financial institutions, NBFCs, fintech startups, micro-lenders, and digital banking platforms. It supports industries that rely on credit evaluation, from consumer finance to SME lending, empowering businesses to make informed, automated, and transparent lending decisions.
USP of Our Product
Unlike traditional scoring systems, Leads Digital offers a flexible and transparent AI model that can adapt to any industry’s risk profile. It leverages alternative data sources to assess thin-file customers, ensuring greater inclusion and accuracy. The platform’s modular design, real-time analytics, and API compatibility set it apart in the lending technology space.
Contact Details
Leads Digital
Kolkata, India
📧 Contact@theleadsdigital.com
🌐 www.theleadsdigital.com
📞 +91-8240245144