Category: Finance & Banking

Product Description Leads Digital’s Digital Wallet & UPI Integration system is a secure and scalable payment platform designed to simplify online and in-store transactions. It enables users and businesses to send, receive, and manage payments seamlessly across multiple channels. The system supports instant UPI transfers, wallet top-ups, and QR-based payments, offering a unified experience for digital commerce. Ideal for businesses seeking smooth, fast, and cashless financial operations.   Features Instant UPI & wallet transactions Multi-bank and PSP integration Dynamic QR code payments Real-time transaction analytics Multi-level security and fraud detection API-based integration for websites and apps Multi-currency and multilingual support   Tech Stacks Developed using Node.js, React.js, and Python for performance and scalability. MySQL and MongoDB handle secure data storage, while Firebase ensures real-time notifications. The system uses RESTful APIs for UPI and wallet integration, with AES encryption and OAuth 2.0 for security compliance and user authentication.   Industrial Orientation This system is tailored for fintech, retail, e-commerce, hospitality, and service-based industries. It helps merchants, digital platforms, and enterprises manage digital payments efficiently while enhancing customer convenience through secure, fast, and interoperable payment solutions.   USP of Our Product Our platform stands out for its seamless UPI integration, real-time transaction tracking, and multi-platform compatibility. It offers businesses a plug-and-play solution to accept and manage digital payments with ease, backed by enterprise-grade encryption and analytics-driven insights for smarter financial management.   Contact Details Leads Digital Kolkata, India 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144

Product Description Leads Digital Expense Management Tool is a cloud-based platform that helps businesses simplify and automate their expense tracking, approvals, and reimbursements. It provides real-time visibility into company spending, streamlines employee claims, and ensures policy compliance. Designed for growing enterprises, it replaces manual spreadsheets with a centralized dashboard, making financial management faster, more accurate, and fully transparent.   Features Automated expense capture and categorization Multi-level approval workflows Integration with accounting and ERP systems Real-time expense analytics and reports Mobile app for instant receipt uploads Policy violation alerts Multi-currency and tax support   Tech Stacks Frontend: React.js, HTML5, CSS3 Backend: Node.js, Express.js Database: MongoDB, PostgreSQL Cloud: AWS, Google Cloud Integrations: QuickBooks, Tally, SAP Security: OAuth 2.0, SSL Encryption   Industrial Orientation Ideal for enterprises in IT, finance, manufacturing, and services sectors. The system is built to serve startups and large organizations looking for efficient, transparent, and compliant expense management across departments and branches.   USP of Our Product Leads Digital stands out for its fully customizable workflows, AI-powered expense categorization, and seamless integration with financial systems. The platform minimizes human error, speeds up approvals, and offers detailed analytics to support smarter financial decisions.   Contact Details Leads Digital 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144

Product Description Leads Digital Payment Gateway Dashboard System is a secure and unified platform that enables businesses to manage, monitor, and analyze all online transactions in real time. It simplifies payment processing by integrating multiple gateways, supporting diverse payment methods, and providing transparent transaction insights. The system ensures smooth settlements, fraud detection, and financial tracking, making it ideal for enterprises aiming to optimize their digital payment operations.   Features Multi-gateway integration (Razorpay, Stripe, Paytm, etc.) Real-time transaction monitoring Detailed analytics and reporting tools Automated settlement and reconciliation Fraud prevention and chargeback management Role-based user access Customizable dashboard interface   Tech Stacks Frontend: React.js, HTML5, CSS3, JavaScript Backend: Node.js, Express.js Database: MongoDB, MySQL API Integration: RESTful APIs, GraphQL Security: SSL encryption, JWT authentication, PCI DSS compliance Hosting: AWS, Docker, Nginx   Industrial Orientation Designed for e-commerce, fintech, SaaS, retail, travel, and subscription-based industries, this dashboard supports both B2B and B2C payment ecosystems. It empowers businesses to automate payment workflows, manage settlements, and maintain compliance across different transaction channels efficiently.   USP of Our Product Leads Digital Payment Gateway Dashboard offers an all-in-one solution combining transaction transparency, automation, and intelligent analytics. Unlike standard gateways, it provides deep financial insights, multi-channel integration, and enterprise-grade security within a single interface—minimizing errors and maximizing payment efficiency.   Contact Details Leads Digital 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144

Product Description Leads Digital Core Banking Micro-Service Platform is a scalable, cloud-native system designed to modernize traditional banking infrastructure. It enables financial institutions to manage deposits, loans, payments, and customer accounts efficiently through modular microservices. The platform supports real-time processing, seamless API integrations, and advanced data security, ensuring flexibility and compliance with global banking standards. It empowers banks to innovate faster and deliver a superior digital experience to customers while reducing operational costs and system downtime.   Features Modular microservice architecture for scalability and flexibility. Real-time transaction processing and reconciliation. API-driven integrations with fintech and third-party systems. Multi-currency and multi-branch support. Role-based access control and strong encryption. Automated reporting and audit trail management. Cloud deployment with high availability and failover mechanisms. Configurable workflows for loan, deposit, and payment operations.   Tech Stacks The platform is built using modern technologies such as Node.js, Java Spring Boot, and .NET Core for backend microservices, with React and Angular for responsive frontends. It uses Docker and Kubernetes for container orchestration, PostgreSQL and MongoDB for data management, and Redis for caching. API Gateway, Kafka, and RabbitMQ handle communication and event streaming, while AWS, Azure, or Google Cloud provide scalable cloud infrastructure.   Industrial Orientation This platform is ideal for banks, credit unions, NBFCs, microfinance institutions, and fintech startups aiming to digitize operations. It serves both retail and corporate banking environments by supporting a wide range of financial products and services. The system aligns with regulatory frameworks, offering flexibility to adapt to regional compliance standards, making it suitable for emerging and established financial markets alike.   USP of Our Product Leads Digital’s Core Banking Micro-Service Platform stands out for its flexibility, real-time performance, and modular structure that allows banks to deploy only the services they need. It drastically reduces implementation time and maintenance costs while enabling seamless scaling. The system’s API-first approach ensures smooth integration with payment gateways, CRMs, and fintech ecosystems, empowering institutions to innovate and deliver faster, smarter digital banking experiences.   Contact Details Leads Digital Kolkata, India 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144

Product Description Leads Digital Credit Scoring Engine is an AI-driven platform that evaluates the creditworthiness of individuals and businesses with speed and precision. It aggregates data from financial records, digital footprints, and alternative data sources to generate accurate credit scores. Designed for lenders, fintechs, and NBFCs, the system enables smarter lending decisions, reduces default risk, and promotes financial inclusion through automated, data-backed insights.   Features Real-time credit score generation AI and machine learning–based risk analysis Multi-source data integration (banking, utility, social, etc.) Customizable scoring parameters Automated decision-making and loan recommendations Fraud detection and data validation Secure cloud-based dashboard and API access   Tech Stacks Built using Python and Node.js for backend analytics, React for user interface, and TensorFlow for predictive modeling. Data storage uses PostgreSQL and MongoDB, while AWS ensures scalable and secure cloud deployment. APIs enable seamless integration with financial systems, CRMs, and third-party verification services.   Industrial Orientation The Credit Scoring Engine serves financial institutions, NBFCs, fintech startups, micro-lenders, and digital banking platforms. It supports industries that rely on credit evaluation, from consumer finance to SME lending, empowering businesses to make informed, automated, and transparent lending decisions.   USP of Our Product Unlike traditional scoring systems, Leads Digital offers a flexible and transparent AI model that can adapt to any industry’s risk profile. It leverages alternative data sources to assess thin-file customers, ensuring greater inclusion and accuracy. The platform’s modular design, real-time analytics, and API compatibility set it apart in the lending technology space.   Contact Details Leads Digital Kolkata, India 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144

Product Description Leads Digital Investment Portfolio Tracker System is a smart financial management solution designed to help investors monitor, analyze, and optimize their investments in real time. It centralizes all financial assets—stocks, mutual funds, bonds, and cryptocurrencies—into a single dashboard. The system delivers actionable insights, performance analytics, and growth forecasts, empowering individuals and businesses to make data-driven investment decisions with confidence and precision.   Features Unified dashboard for all asset classes Real-time portfolio valuation and performance tracking Automated profit/loss and ROI calculation AI-powered investment recommendations Custom alerts for market changes Interactive charts and data visualization Secure data encryption and user authentication   Tech Stacks Built using React.js for an intuitive front-end experience and Node.js with Express.js for a robust backend. MongoDB ensures scalable and efficient data management. Python powers analytics and AI-driven recommendations, while RESTful APIs enable smooth third-party integrations. The system uses AWS Cloud for hosting and JWT authentication for security.   Industrial Orientation The product serves financial advisors, wealth management firms, investment analysts, and individual investors who need a reliable digital tool for portfolio monitoring. It’s also ideal for fintech startups and banks seeking to integrate automated investment tracking and analytics into their digital services.   USP of Our Product Unlike conventional trackers, our system combines AI-based analytics, personalized insights, and real-time data synchronization to simplify portfolio management. It delivers actionable intelligence rather than raw numbers, allowing users to make smarter investment moves. Its clean interface, scalability, and high-security standards make it a standout solution in the fintech space.   Contact Details Leads Digital 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144

Product Description Leads Digital Risk & Fraud Detection System is a smart, AI-powered solution designed to protect businesses from financial fraud, identity theft, and transactional risks in real time. It analyzes data patterns, user behavior, and anomalies to detect potential fraud before it impacts operations. The system integrates seamlessly with existing platforms, offering continuous monitoring and intelligent alerts to safeguard digital transactions and business assets with precision and speed.   Features Real-time fraud monitoring and alerts AI-driven anomaly detection Behavioral analytics for user profiling Transaction scoring and risk assessment Automated case management Customizable detection rules Multi-layer authentication support Comprehensive dashboard and reporting   Tech Stacks Developed using Python, TensorFlow, and Scikit-learn for machine learning; Node.js and React.js for scalable web interfaces; PostgreSQL and MongoDB for data storage; and integrated with AWS and Azure for cloud-based security and performance. API-ready architecture ensures smooth integration with enterprise systems and payment gateways.   Industrial Orientation The system serves finance, e-commerce, insurance, banking, and telecom sectors where risk management and transaction security are critical. It’s ideal for companies handling high-volume digital payments or sensitive customer data, helping them stay compliant with industry standards while minimizing fraud losses and operational risks.   USP of Our Product Unlike conventional fraud systems, Leads Digital’s platform offers self-learning algorithms that evolve with every transaction, improving detection accuracy over time. It combines speed, precision, and transparency, empowering businesses to prevent fraud proactively rather than reactively, ensuring trust and compliance at every step.   Contact Details Leads Digital 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144

Product Description Leads Digital Accounting & Bookkeeping Suite is an integrated financial management system designed for businesses of all sizes. It streamlines accounting operations, automates bookkeeping, and ensures real-time financial visibility. The suite supports accurate ledger management, invoicing, payroll, tax calculations, and expense tracking—all in one secure, cloud-based platform. Built to minimize manual work and errors, it helps organizations maintain financial compliance while improving productivity and decision-making.   Features Automated bookkeeping and reconciliation Smart invoicing and billing system Real-time financial dashboard and reporting Multi-user access with role-based permissions GST, VAT, and tax filing support Payroll and expense management Cloud backup and data security Integration with ERP and CRM platforms   Tech Stacks The suite is developed using a modern, scalable stack including Node.js, React, and Python for robust backend logic and dynamic frontend performance. Data is managed using MySQL and MongoDB for speed and flexibility. The system is hosted on AWS Cloud with integrated REST APIs for seamless third-party connectivity, ensuring high availability, data protection, and efficient performance across devices.   Industrial Orientation This system is designed for small to medium enterprises, startups, accounting firms, and corporate finance departments. It serves industries like retail, manufacturing, services, healthcare, and logistics, offering them simplified financial control and audit-ready reporting. By automating repetitive accounting tasks, it allows professionals to focus on growth, forecasting, and financial strategy instead of manual bookkeeping.   USP of Our Product Leads Digital Accounting & Bookkeeping Suite stands out with its AI-driven automation, real-time analytics, and fully customizable reporting engine. Unlike conventional tools, it blends accounting intelligence with ease of use, providing accurate insights and compliance-ready documentation. Its modular design, cloud accessibility, and secure data architecture make it ideal for growing businesses looking for scalable and reliable financial solutions.   Contact Details Leads Digital Email: Contact@theleadsdigital.com Phone: +91 8240245144 Website: www.theleadsdigital.com

Product Description Leads Digital Loan Origination Platform is a comprehensive, cloud-based system designed to streamline the end-to-end lending process. From borrower onboarding to credit assessment, approval, and disbursement, it automates every stage to reduce manual work and processing time. The platform supports banks, NBFCs, and fintech firms in managing loan workflows efficiently while ensuring compliance, transparency, and customer satisfaction.   Features Digital KYC and borrower onboarding Automated credit scoring and risk analysis Customizable loan workflow management Document verification and e-sign integration Real-time analytics and performance dashboards Multi-channel loan application interface Compliance and audit trail management   Tech Stacks The platform is built using a modern and secure tech architecture—React.js for the front end, Node.js and Express for the back end, and MongoDB or PostgreSQL for data management. APIs enable seamless integration with CRMs, payment gateways, and credit bureaus. Hosted on AWS or Azure, the system ensures scalability, uptime, and enterprise-grade data protection.   Industrial Orientation Designed for financial institutions, NBFCs, microfinance companies, and fintech startups, this system helps automate loan processing and accelerate credit delivery. It suits both retail and corporate lending environments, including personal loans, SME loans, and vehicle or housing finance. The platform enables businesses to offer faster, smarter, and more compliant lending solutions.   USP of Our Product Leads Digital’s Loan Origination Platform stands out for its flexibility and automation depth. It minimizes human error, speeds up approval cycles, and ensures regulatory compliance with minimal configuration. Its modular design lets clients adapt workflows to their business model, making it ideal for institutions seeking to digitize lending without costly custom development.   Contact Details Leads Digital 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144

Product Description Leads Digital Invoicing & Payments Automation System is an intelligent billing and payment platform designed to simplify financial operations for modern businesses. It enables organizations to generate, track, and process invoices digitally while ensuring secure, real-time payment management. The system reduces manual work, improves accuracy, and enhances cash flow visibility, making financial transactions seamless and efficient across departments and clients.   Features Automated invoice generation and scheduling Multi-currency and tax-compliant billing Real-time payment tracking and reminders Integration with accounting and ERP tools Customizable templates and approval workflows Secure online payment gateway support Comprehensive analytics and financial reports   Tech Stacks The system is built using secure and scalable technologies: Frontend: React.js, Tailwind CSS Backend: Node.js, Express.js Database: MongoDB / PostgreSQL Cloud: AWS / Azure APIs: RESTful & GraphQL Security: JWT authentication, SSL encryption   Industrial Orientation Designed for SMEs, enterprises, and service-based industries such as retail, manufacturing, IT, logistics, and finance. It caters to organizations managing large transaction volumes and client invoicing cycles, helping them automate repetitive billing tasks and ensure transparent, compliant, and timely payments.   USP of Our Product Leads Digital stands out for its smart automation engine, seamless system integrations, and real-time financial insights. Unlike generic invoicing tools, it’s built for scalability, compliance, and customization—adapting easily to diverse business needs while maintaining accuracy and data security.   Contact Details Leads Digital  Kolkata, India 📧 Contact@theleadsdigital.com 🌐 www.theleadsdigital.com 📞 +91-8240245144